ปัจจัยที่สัมพันธ์กับการส่งเงินสมทบจนเกิดสิทธิของผู้ประกันตนในระบบประกันสังคมตามมาตรา 40: กรณีการเกิดสิทธิขอรับประโยชน์ทดแทนการขาดรายได้เมื่อประสบอันตรายหรือเจ็บป่วย

Saichon Kloyiam; Phisit Srirattanawong; Napoom Suwannapoom

Authors

Saichon Kloyiam Office of Expert Committee, Department of Health, Ministry of Public Health, Thailand; Social Security Office, Ministry of Labour, Thailand
Phisit Srirattanawong Social Security Office, Ministry of Labour, Thailand
Napoom Suwannapoom Social Security Office, Ministry of Labour, Thailand

Keywords:

insured workers under Article 40, informal employment, social security, benefit eligibility, sickness benefit

Abstract

This analytical observational study aimed to investigate relationships between factors and contribution payments for the sickness benefit among insured workers under the Social Security Act’s Article 40 who had been registered for 3–5 months on December 31, 2019. The data used for the analysis came from 53,556 insured workers who registered with Article 40 between August – September 2019. Descriptive statistics and binary logistic regression were used to describe the overall data and investigate the relationships among the studied factors.

The analysis showed that age, occupation and registration channels were significantly associated with the contribution payments to fulfill the sickness benefit, while sex, income, contribution amount and benefit options were not. Those aged 25–34 years, in service works, working in machinery factories, and registration channel through a community based - social security agent had an increased chance of losing the sickness benefit compared to their counterparts. These results suggest strategic targeting the insured workers under Article 40 to ensure access to continuous sickness benefit of the social security system.

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